Plan Less, Escape More: Redefining Wealth Through Base-Level Retirement
When’s the last time you actually sat down and wrote out what “enough” looks like?
Not the dream life. Not yachts, Lambos, or beachfront villas. I’m talking bare minimum. The version of retirement where the lights stay on, the bills are paid, and you have just enough room to breathe without constantly chasing the next dollar.
What’s that number for you?
$2K a month? $3K plus your bills?
Be honest. Spell it out.
And here’s the thing most people miss; the number isn’t about just money. It’s about defining freedom. It’s about giving yourself the ability to step away from the rat race because you’ve already covered the basics.
See, the way most people plan retirement is backwards. They chase the dream life, the highlight reel, and in the process they never hit “enough.” Because enough keeps moving further down the road.
But what if you flipped it? What if you defined your exit at the base level, then built everything around that?
Think about it:
What would life look like if your bills were handled without lifting a finger?
What would fun look like, even on a budget, maybe tacos, maybe a cheap flight once a year, maybe just peace and quiet?
How much mental space would open up if you knew tomorrow’s covered?
Because once you hit that number, everything changes. Not just your income. Not just your stress level. Your entire idea of wealth.
That’s the problem with traditional goal-setting. It tricks you into planning a life that might never show up. My approach? Don’t plan life. Build the exit. That way, you finally get to live one.
Here’s the truth: chasing dreams without defining “enough” is gambling. But building toward a baseline — that’s strategy.
So let me ask you: what’s your number? And more importantly, why haven’t you written it down yet?
Jeph
-Chief Problem Solver
The Valhalla Ventures